Seiden Benefits can create the health insurance plan that suits all from large employer groups to individuals. Our experience and knowledge in the industry will assist you in determining the benefits package that fits all budgets.
Dental Insurance is an affordable way to maintain your teeth. A traditional Dental Insurance plan may cover cleanings, x-rays and oral exams twice annually. Contact us to find the Dental plan that meets your needs.
With so many people wearing glasses or contacts, it’s beneficial to obtain vision insurance for your employees. We can help you select the plan that is right for you.
Life Insurance offers protection against the loss of income that would result if the insured passed away. The named beneficiary receives the proceeds and is thereby safeguarded from the financial impact of the death of the insured. From Term Life, Whole Life, Universal Life, the options can be overwhelming. Seiden Benefits can help you sort through the options to fit your budget.
Long Term Care Coverage provides nursing-home care, home-health care, personal or adult day care for individuals above the age of 65 or with a chronic or disabling condition that needs constant supervision. A Long Term Care policy offers more flexibility and options than many public assistance programs.
Medicare does not cover long term care. Having a Long Term Care policy allows your family to focus on the emotional aspect of the illness rather than the financial.
We hate to think about it, but all of us are susceptible to the risk of disability. Sickness or injury can easily force us away from our work and income, and it doesn't take long for monthly bills, mortgage payments and car payments to create a financial crisis. Disability Insurance can help ease the financial burden and provide income if you are unable to work.
Individual Medicare Planning or Group Retiree Benefit Packages.
Our Retiree division specializes in the many facets of retirement planning services and works jointly with our clients to develop retirement plans that are flexible and support your business strategy. Retiree plans can range from 0-100% employer paid for a defined period and can include Medicare Supplemental plan, Part D prescription Drug plans with no coverage gap and more.
A Health Savings Account is an individually owned tax-advantaged account that employees may withdraw from to pay for qualified medical, dental or vision expenses. Balances in the account at the end of the year will remain in the account. Some of the benefits of an HSA are the funds are portable and the unused funds earn interest tax-free.
International travel involves risk. This could include recreational accidents, food borne disease, automobile accidents, and more. Oftentimes the insurance you rely on in your home country will not cover you while you are abroad. Contact us to find out more about plans to protect yourself while traveling outside of your home country.